Answers to common questions about Knoware, including pricing, connecting your finances, privacy and security, and what Knoware can do.
Knoware is a personal finance platform designed to help you understand your whole financial picture and know what to do with it. It brings together your accounts, assets, debts, investments, spending and budgets, then looks across everything to find opportunities, spot risks and show you what deserves your attention.
Budgeting apps are mainly designed to help you track spending and stay within a plan. Knoware includes budgeting, but goes further by helping you understand what your finances mean, what you may be missing and what actions could improve your financial future.
Knoware is for anyone who wants a clearer understanding of their finances and more confidence about what to do next. It becomes especially useful when your financial life includes multiple accounts, investments, debt, assets or decisions that are harder to answer with a simple budget.
Financial Navigation helps you look forward instead of only tracking what already happened. It lets you model decisions, test different scenarios and see how choices you make today could affect your finances over time.
Yes. The core Knoware experience is free to use. You can track and understand your finances without a trial, countdown or stripped-down demo.
Knoware offers optional paid capabilities, such as Financial Navigation, for people who want deeper scenario modelling and decision support. We make money by building products you choose to pay for, not by selling access to your financial life.
No. We believe understanding your own money should not require a subscription. Paid capabilities are designed to add new functionality, not to lock basic understanding behind a paywall.
No. You can connect supported financial institutions automatically or add accounts manually. Knoware is designed to remain useful even if you prefer not to connect your bank.
Yes. You can add accounts and other financial holdings manually, and you can import transaction data rather than connecting directly to a financial institution.
Yes. Knoware is designed to represent your broader financial life, including cash, investments, real estate, vehicles, debts and other assets and liabilities.
Yes. Knoware can track accounts and assets held in different currencies and account for currency differences when calculating your overall financial picture.
No. Knoware does not store your online banking credentials. Bank connections are handled through trusted, industry-leading financial connectivity providers.
No. Knoware uses read-only financial connections. It cannot transfer money, make payments or move funds between your accounts.
No. We do not sell your personal financial data or build an advertising business around your finances. Your data is used to provide Knoware to you.
Knoware is designed so our team cannot simply browse through your finances. Access is limited, controlled and used only where necessary to operate and support the service.
Yes. Knoware looks across your finances for things you may be able to improve, such as idle cash, expensive debt, unnecessary fees or other areas where your money could be working harder.
Yes. Knoware looks for risks that may be difficult to see account by account, such as investment concentration, cash-flow pressure, rising debt costs or other vulnerabilities across your financial picture.
Knoware can help you understand the tradeoffs between different financial choices and, with Financial Navigation, model how those decisions could affect your future under different assumptions.
No. Knoware is a financial software platform designed to help you understand information, explore possibilities and make more informed decisions. It does not replace personalized advice from a qualified financial, tax or legal professional when you need it.