The Knoware blog

Plain-English guides to understanding your money, spotting what you might be missing and deciding what to do next.

  • · 3 min read

    Why financial anxiety is not about money

    1 in 5 Americans earning over $135,000 still feel depressed about their finances. The problem isn't the money. Here's what's actually going on.

  • · 8 min read

    Why I built knoware

    I built Knoware after realizing that seeing your finances isn’t the same as knowing what to do with them. This is the story of the spreadsheet, the questions, and the idea that became Knoware.

  • · 5 min read

    Monarch Money is not the last stop

    Most people who move from YNAB to Monarch think they have arrived. They have not. They have just asked a better question — and there is a third one waiting.

  • · 7 min read

    You have outgrown YNAB. Here is how to tell.

    YNAB is genuinely good — for a specific person at a specific stage. Here are five signs you have moved past that stage, and what to do about it.

  • · 2 min read

    What your budget can't tell you

    A budget shows where your money went. Here are five things it usually misses, and how to check for each one yourself.